Steps to Demolish a Substantially Damaged Mobile Home
Demolishing a hurricane-damaged mobile home in Hudson, Florida involves several key steps, especially since it falls under Pasco County jurisdiction. Here’s a general outline of the procedure:
1. Insurance and Damage Assessment
Contact your insurance adjuster: If you have homeowners or flood insurance, they may cover part of the demolition cost. You might also qualify for Increased Cost of Compliance (ICC) coverage if the home was substantially damaged
Obtain a Substantial Damage Letter: This is often required to access certain insurance benefits and to justify demolition.
2. Hire a Licensed Contractor
You’ll need a Florida-certified contractor (general, building, residential, or demolition specialty) to handle the demolition. Alternatively, you can act as an owner-builder, but this comes with additional responsibilities and paperwork.
3. Apply for a Demolition Permit
Permits are issued by Pasco County Building Construction Services.
You or your contractor must submit a demolition permit application, which may include:
- Site plan
- Proof of ownership
- Utility disconnection letters (electric, water, sewer/septic)
- Asbestos survey (if applicable)
- Owner-builder affidavit (if not using a contractor)
4. Disconnect Utilities
All utilities must be properly disconnected and capped off before demolition begins. This includes:
- Electricity
- Water
- Sewer or septic
- Gas (if applicable)
5. Demolition and Debris Removal
The contractor will demolish the structure and remove all debris in accordance with local and state regulations.
Debris must be taken to an approved landfill or recycling facility.
6. Final Inspection
After demolition, a final inspection is typically required to close out the permit and ensure the site is safe and clean.
